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Superannuation Hacks: Unlocking the Potential of Your Retirement Savings
Today we explore three incredible superannuation hacks that will revolutionise your financial plan. These hacks are often overlooked, but once you discover them, you’ll be able to supercharge your superannuation and maximize its benefits. Get ready to unleash the true potential of your retirement savings! Hack 1: Superannuation as a Structure First things first, let’s
Last minute super contributions to save tax
It’s that time of the year again, and I am not talking about brushing off the Uggies ready for winter, I am talking about last minute super contributions to save tax. A strategy which can potentially save you thousands of dollars in tax. The information in this blog is relevant for the current 2022/23 financial
Family trusts for wealth creation
A family trust can be a great vehicle to help build wealth, with many benefits from a tax, asset protection and estate planning perspective. I personally use a family trust in my own situation and have many clients that do so as well. This puts me in a good position to give you some high-level
Does money buy happiness?
Saying that money buys happiness, sounds a bit….avaricious. But according to the research, money does in deed help us to be more happy. So let’s take a look at the data to determine, once and for all, does money buy happiness? Study 1: Happiness improves with income up to $75,000 The first study published by
Helping your children buy property
The dream of home ownership is still alive and kicking here in Australia but thanks to high property prices, a lot of young people are shying away from buying a home. The recent downtrend in prices, due to rising interest rates, may have sparked a little more attention. However, unfortunately this interest has been offset
Investing – Not taking risks is risky | Vanguard Index Chart
Why take risk? There are a few tenets which I try and live my life by and one of them is, when faced with a decision I ask myself – if I look back on my death bed, will I be happy I did it? Now I don’t think I am going to look back
Division 293 Tax Explained
Division 293 tax seems to catch a lot of people out because majority of people don’t know what it is until they get an unexpected tax bill at the end of the year. Also, it doesn’t get factored in to PAYG payments so if you’re an employee, your employer is not going to account for
Brad Buters
Financial Adviser
Helping you do MORE with your MONEY through practical (no BS!) advice.