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Superannuation in Australia Explained | Super in 2021

If you are living and working in Australia, then there is no doubt that you are somewhat familiar with superannuation. It is retirement saving system that was thrust upon us back in 1991 when the government introduced the Superannuation Guarantee to force more people to save for their own retirement rather than rely on government

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Thoughts on the Australian property market in 2021

Around April last year I put out a video explaining my thoughts on the impact of COVID on the Australian property market. At that time, there were a lot of risks and a lot of unknowns. Unemployment was increasing, people were putting mortgages on hold, everyone was in panic mode and things looked pretty dire.

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Should you have a self-managed super fund (SMSF)?

There are many different ways to manage your superannuation. Some methods are very simple, with a very low cost but not a whole lot of flexibility, while others give you all the flexibility you could hope for but come with added complexity.  Today we are talking complexity. We are talking self-managed super funds (SMSFs) which

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The first million is the hardest

Building wealth is not a linear function, it’s exponential. It starts off slow then, provided you don’t go astray, should accelerate quicker and quicker as time goes on with a few bumps along the way. Let me explain how this works. To get your first million dollars you are primarily relying on your personal exertion.

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Legitimate ways to get rich QUICK

So as a Financial Adviser I never thought I would be putting out information about how to get rich quick because….it’s not what I do. Ordinarily, if you come to me for advice I am going to give you a plan which incorporates tried and tested, risk adjusted strategies which have been proven to make

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Income is not a measure of wealth

There is a common misconception that goes around and that is, if you earn a lot of money then you are wealthy. And it is easy to understand why this train of thought exists because income is THE BEST tool we have for wealth creation. However, income itself is not what makes us wealthy, it

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Brad Buters

Financial Adviser

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