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{"sheet":"Instructions & Disclaimer","index":0,"n_rows":34,"n_cols":3,"rows_kept":34,"cut":false,"hidden":false,"merged":[]}
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[null,null,"Wealth Tracker "]
[null,null,"version 3.0"]
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[null,null,"For an instructional video as to how to use this spreadsheet, click below."]
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[null,null,"Disclaimer"]
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[null,null,"The information in this document is for general information only.\n\nIt should not be taken as constituting professional advice from the document owner – Guided Investor as a Corporate Authorised Representative of Symmetry Group (AFSL 426385)\n\nYou should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.\n\nGuided Investor is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this document.\n\nThe Wealth Tracker\n\nThe Wealth Tracker is provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice.\n\nAll reasonable care has been taken in preparing and designing the Wealth Tracker; however, Guided Investor provides no warranties and makes no representation that the information provided by the Wealth Tracker is appropriate for your particular circumstances or indicates you should follow a particular course of action."]

{"sheet":"Budget","index":1,"n_rows":118,"n_cols":59,"rows_kept":118,"cut":false,"hidden":false,"merged":[[1,2,4,3],[1,53,2,54],[1,5,2,6],[1,9,2,10],[1,13,2,14],[1,17,2,18],[1,21,2,22],[1,37,2,38],[1,25,2,26],[1,29,2,30],[1,33,2,34],[1,41,2,42],[1,45,2,46],[1,49,2,50],[3,5,4,5],[3,6,4,6],[3,9,4,9],[3,10,4,10],[3,13,4,13],[3,14,4,14],[3,17,4,17],[3,18,4,18],[3,21,4,21],[3,22,4,22],[3,25,4,25],[3,26,4,26],[3,29,4,29],[3,30,4,30],[3,33,4,33],[3,34,4,34],[3,37,4,37],[3,49,4,49],[3,50,4,50],[3,53,4,53],[3,54,4,54],[3,38,4,38],[3,41,4,41],[3,42,4,42],[3,45,4,45],[3,46,4,46]]}
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["BUDGET PLANNER & TRACKER",null,"Planned",null,null,"JANUARY",null,null,null,"FEBRUARY",null,null,null,"MARCH",null,null,null,"APRIL",null,null,null,"MAY",null,null,null,"JUNE",null,null,null,"JULY",null,null,null,"AUGUST",null,null,null,"SEPTEMBER",null,null,null,"OCTOBER",null,null,null,"NOVEMBER",null,null,null,"DECEMBER",null,null,null,"ANNUAL"]
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[null,null,null,null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual",null,null,"Planned","Actual"]
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["INCOME",null,"Amount","Frequency",null,{"$f":"SUM(F8:F18)","v":0},{"$f":"SUM(G8:G18)","v":0},null,null,{"$f":"SUM(J8:J18)","v":0},{"$f":"SUM(K8:K18)","v":0},null,null,{"$f":"SUM(N8:N18)","v":0},0,null,null,{"$f":"SUM(R8:R18)","v":0},{"$f":"SUM(S8:S18)","v":0},null,null,{"$f":"SUM(V8:V18)","v":0},{"$f":"SUM(W8:W18)","v":0},null,null,{"$f":"SUM(Z8:Z18)","v":0},0,null,null,{"$f":"SUM(AD8:AD18)","v":0},{"$f":"SUM(AE8:AE18)","v":0},null,null,{"$f":"SUM(AH8:AH18)","v":0},{"$f":"SUM(AI8:AI18)","v":0},null,null,{"$f":"SUM(AL8:AL18)","v":0},0,null,null,{"$f":"SUM(AP8:AP18)","v":0},{"$f":"SUM(AQ8:AQ18)","v":0},null,null,{"$f":"SUM(AT8:AT18)","v":0},{"$f":"SUM(AU8:AU18)","v":0},null,null,{"$f":"SUM(AX8:AX18)","v":0},0,null,null,{"$f":"SUM(BB8:BB18)","v":0},{"$f":"SUM(BC8:BC18)","v":0}]
["Take-home pay 1",null,0,"Annual",null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D8=\"Annual\",C8/12,IF(D8=\"Monthly\",C8,IF(D8=\"Fortnightly\",C8*26/12,IF(D8=\"Weekly\",C8*52/12,IF(D8=\"Daily\",C8*365/12))))),2)","v":0},0,null,null,{"$f":"F8+J8+N8+R8+V8+Z8+AD8+AH8+AL8+AP8+AT8+AX8","v":0},{"$f":"G8+K8+O8+S8+W8+AA8+AE8+AI8+AM8+AQ8+AU8+AY8","v":0},null,null,null,"Annual"]
["Take-home pay 2",null,0,"Annual",null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D9=\"Annual\",C9/12,IF(D9=\"Monthly\",C9,IF(D9=\"Fortnightly\",C9*26/12,IF(D9=\"Weekly\",C9*52/12,IF(D9=\"Daily\",C9*365/12))))),2)","v":0},0,null,null,{"$f":"F9+J9+N9+R9+V9+Z9+AD9+AH9+AL9+AP9+AT9+AX9","v":0},{"$f":"G9+K9+O9+S9+W9+AA9+AE9+AI9+AM9+AQ9+AU9+AY9","v":0},null,null,null,"Monthly"]
["Bonuses & overtime",null,0,"Annual",null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,{"$f":"ROUND(IF(D10=\"Annual\",C10/12,IF(D10=\"Monthly\",C10,IF(D10=\"Fortnightly\",C10*26/12,IF(D10=\"Weekly\",C10*52/12,IF(D10=\"Daily\",C10*365/12))))),2)","v":0},0,null,null,0,0,null,null,null,"Fortnightly"]
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["Child support received",null,0,"Annual",null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0]
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["Other 2",null,0,"Annual",null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0]
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["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
[]
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["Repairs & servicing",null,0,"Annual",null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,{"$f":"IF(K49-J49>0,\"X\",IF(K49-J49=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D49=\"Annual\",C49/12,IF(D49=\"Monthly\",C49,IF(D49=\"Fortnightly\",C49*26/12,IF(D49=\"Weekly\",C49*52/12,IF(D49=\"Daily\",C49*365/12))))),2)","v":0},0,0,null,0,{"$f":"G49+K49+O49+S49+W49+AA49+AE49+AI49+AM49+AQ49+AU49+AY49","v":0},0]
["Registration & licence",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Car wash & detailing",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Parking",null,0,"Annual",null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D52=\"Annual\",C52/12,IF(D52=\"Monthly\",C52,IF(D52=\"Fortnightly\",C52*26/12,IF(D52=\"Weekly\",C52*52/12,IF(D52=\"Daily\",C52*365/12))))),2)","v":0},0,0,null,0,0,0]
["Taxi & ride share",null,0,"Annual",null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D53=\"Annual\",C53/12,IF(D53=\"Monthly\",C53,IF(D53=\"Fortnightly\",C53*26/12,IF(D53=\"Weekly\",C53*52/12,IF(D53=\"Daily\",C53*365/12))))),2)","v":0},0,0,null,0,0,0]
["Public transport",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Fines",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 1",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
[]
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["Foxtel",null,0,"Annual",null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(G61-F61>0,\"X\",IF(G61-F61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(K61-J61>0,\"X\",IF(K61-J61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(O61-N61>0,\"X\",IF(O61-N61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(S61-R61>0,\"X\",IF(S61-R61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(W61-V61>0,\"X\",IF(W61-V61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AA61-Z61>0,\"X\",IF(AA61-Z61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AE61-AD61>0,\"X\",IF(AE61-AD61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AI61-AH61>0,\"X\",IF(AI61-AH61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AM61-AL61>0,\"X\",IF(AM61-AL61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AQ61-AP61>0,\"X\",IF(AQ61-AP61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AU61-AT61>0,\"X\",IF(AU61-AT61=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D61=\"Annual\",C61/12,IF(D61=\"Monthly\",C61,IF(D61=\"Fortnightly\",C61*26/12,IF(D61=\"Weekly\",C61*52/12,IF(D61=\"Daily\",C61*365/12))))),2)","v":0},0,{"$f":"IF(AY61-AX61>0,\"X\",IF(AY61-AX61=0,0,\"✓\"))","v":0},null,{"$f":"F61+J61+N61+R61+V61+Z61+AD61+AH61+AL61+AP61+AT61+AX61","v":0},{"$f":"G61+K61+O61+S61+W61+AA61+AE61+AI61+AM61+AQ61+AU61+AY61","v":0},{"$f":"IF(BC61-BB61>0,\"X\",IF(BC61-BB61=0,0,\"✓\"))","v":0}]
["Movies",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Restaurants",null,0,"Annual",null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D63=\"Annual\",C63/12,IF(D63=\"Monthly\",C63,IF(D63=\"Fortnightly\",C63*26/12,IF(D63=\"Weekly\",C63*52/12,IF(D63=\"Daily\",C63*365/12))))),2)","v":0},0,0,null,0,0,0]
["Take-away",null,0,"Annual",null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D64=\"Annual\",C64/12,IF(D64=\"Monthly\",C64,IF(D64=\"Fortnightly\",C64*26/12,IF(D64=\"Weekly\",C64*52/12,IF(D64=\"Daily\",C64*365/12))))),2)","v":0},0,0,null,0,0,0]
["Lunches (bought)",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Drinks & alcohol",null,0,"Annual",null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D66=\"Annual\",C66/12,IF(D66=\"Monthly\",C66,IF(D66=\"Fortnightly\",C66*26/12,IF(D66=\"Weekly\",C66*52/12,IF(D66=\"Daily\",C66*365/12))))),2)","v":0},0,0,null,0,0,0]
["Cigarettes",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Cafes & coffee",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Bars & clubs",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Concerts",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
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["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
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["Gifts",null,0,"Annual",null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D87=\"Annual\",C87/12,IF(D87=\"Monthly\",C87,IF(D87=\"Fortnightly\",C87*26/12,IF(D87=\"Weekly\",C87*52/12,IF(D87=\"Daily\",C87*365/12))))),2)","v":0},0,0,null,0,0,0]
["Other 1",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
[]
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["Cosmetics & toiletries",null,0,"Annual",null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(G92-F92>0,\"X\",IF(G92-F92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(K92-J92>0,\"X\",IF(K92-J92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(O92-N92>0,\"X\",IF(O92-N92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(S92-R92>0,\"X\",IF(S92-R92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(W92-V92>0,\"X\",IF(W92-V92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AA92-Z92>0,\"X\",IF(AA92-Z92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AE92-AD92>0,\"X\",IF(AE92-AD92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AI92-AH92>0,\"X\",IF(AI92-AH92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AM92-AL92>0,\"X\",IF(AM92-AL92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AQ92-AP92>0,\"X\",IF(AQ92-AP92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AU92-AT92>0,\"X\",IF(AU92-AT92=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D92=\"Annual\",C92/12,IF(D92=\"Monthly\",C92,IF(D92=\"Fortnightly\",C92*26/12,IF(D92=\"Weekly\",C92*52/12,IF(D92=\"Daily\",C92*365/12))))),2)","v":0},0,{"$f":"IF(AY92-AX92>0,\"X\",IF(AY92-AX92=0,0,\"✓\"))","v":0},null,{"$f":"F92+J92+N92+R92+V92+Z92+AD92+AH92+AL92+AP92+AT92+AX92","v":0},{"$f":"G92+K92+O92+S92+W92+AA92+AE92+AI92+AM92+AQ92+AU92+AY92","v":0},{"$f":"IF(BC92-BB92>0,\"X\",IF(BC92-BB92=0,0,\"✓\"))","v":0}]
["Hair & beauty",null,0,"Annual",null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(G93-F93>0,\"X\",IF(G93-F93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(K93-J93>0,\"X\",IF(K93-J93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(O93-N93>0,\"X\",IF(O93-N93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(S93-R93>0,\"X\",IF(S93-R93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(W93-V93>0,\"X\",IF(W93-V93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AA93-Z93>0,\"X\",IF(AA93-Z93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AE93-AD93>0,\"X\",IF(AE93-AD93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AI93-AH93>0,\"X\",IF(AI93-AH93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AM93-AL93>0,\"X\",IF(AM93-AL93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AQ93-AP93>0,\"X\",IF(AQ93-AP93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AU93-AT93>0,\"X\",IF(AU93-AT93=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D93=\"Annual\",C93/12,IF(D93=\"Monthly\",C93,IF(D93=\"Fortnightly\",C93*26/12,IF(D93=\"Weekly\",C93*52/12,IF(D93=\"Daily\",C93*365/12))))),2)","v":0},0,{"$f":"IF(AY93-AX93>0,\"X\",IF(AY93-AX93=0,0,\"✓\"))","v":0},null,{"$f":"F93+J93+N93+R93+V93+Z93+AD93+AH93+AL93+AP93+AT93+AX93","v":0},{"$f":"G93+K93+O93+S93+W93+AA93+AE93+AI93+AM93+AQ93+AU93+AY93","v":0},{"$f":"IF(BC93-BB93>0,\"X\",IF(BC93-BB93=0,0,\"✓\"))","v":0}]
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["Glasses & eye care",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Dental",null,0,"Annual",null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D96=\"Annual\",C96/12,IF(D96=\"Monthly\",C96,IF(D96=\"Fortnightly\",C96*26/12,IF(D96=\"Weekly\",C96*52/12,IF(D96=\"Daily\",C96*365/12))))),2)","v":0},0,0,null,0,0,0]
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["Clothing & shoes",null,0,"Annual",null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D99=\"Annual\",C99/12,IF(D99=\"Monthly\",C99,IF(D99=\"Fortnightly\",C99*26/12,IF(D99=\"Weekly\",C99*52/12,IF(D99=\"Daily\",C99*365/12))))),2)","v":0},0,0,null,0,0,0]
["Jewellery & accessories",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Computers & gadgets",null,0,"Annual",null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D101=\"Annual\",C101/12,IF(D101=\"Monthly\",C101,IF(D101=\"Fortnightly\",C101*26/12,IF(D101=\"Weekly\",C101*52/12,IF(D101=\"Daily\",C101*365/12))))),2)","v":0},0,0,null,0,0,0]
["Sports & gym",null,0,"Annual",null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D102=\"Annual\",C102/12,IF(D102=\"Monthly\",C102,IF(D102=\"Fortnightly\",C102*26/12,IF(D102=\"Weekly\",C102*52/12,IF(D102=\"Daily\",C102*365/12))))),2)","v":0},0,0,null,0,0,0]
["Pet care & vet",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 1",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
[]
["FINANCIAL OBLIGATIONS",null,null,null,null,{"$f":"SUM(F108:F116)","v":0},{"$f":"SUM(G108:G116)","v":0},null,null,{"$f":"SUM(J108:J116)","v":0},{"$f":"SUM(K108:K116)","v":0},null,null,{"$f":"SUM(N108:N116)","v":0},{"$f":"SUM(O108:O116)","v":0},null,null,{"$f":"SUM(R108:R116)","v":0},{"$f":"SUM(S108:S116)","v":0},null,null,{"$f":"SUM(V108:V116)","v":0},{"$f":"SUM(W108:W116)","v":0},null,null,{"$f":"SUM(Z108:Z116)","v":0},{"$f":"SUM(AA108:AA116)","v":0},null,null,{"$f":"SUM(AD108:AD116)","v":0},{"$f":"SUM(AE108:AE116)","v":0},null,null,{"$f":"SUM(AH108:AH116)","v":0},{"$f":"SUM(AI108:AI116)","v":0},null,null,{"$f":"SUM(AL108:AL116)","v":0},{"$f":"SUM(AM108:AM116)","v":0},null,null,{"$f":"SUM(AP108:AP116)","v":0},{"$f":"SUM(AQ108:AQ116)","v":0},null,null,{"$f":"SUM(AT108:AT116)","v":0},{"$f":"SUM(AU108:AU116)","v":0},null,null,{"$f":"SUM(AX108:AX116)","v":0},{"$f":"SUM(AY108:AY116)","v":0},null,null,{"$f":"SUM(BB108:BB116)","v":0},{"$f":"SUM(BC108:BC116)","v":0}]
["Car loan repayments",null,0,"Annual",null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(G108-F108>0,\"X\",IF(G108-F108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(K108-J108>0,\"X\",IF(K108-J108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(O108-N108>0,\"X\",IF(O108-N108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(S108-R108>0,\"X\",IF(S108-R108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(W108-V108>0,\"X\",IF(W108-V108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AA108-Z108>0,\"X\",IF(AA108-Z108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AE108-AD108>0,\"X\",IF(AE108-AD108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AI108-AH108>0,\"X\",IF(AI108-AH108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AM108-AL108>0,\"X\",IF(AM108-AL108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AQ108-AP108>0,\"X\",IF(AQ108-AP108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AU108-AT108>0,\"X\",IF(AU108-AT108=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D108=\"Annual\",C108/12,IF(D108=\"Monthly\",C108,IF(D108=\"Fortnightly\",C108*26/12,IF(D108=\"Weekly\",C108*52/12,IF(D108=\"Daily\",C108*365/12))))),2)","v":0},0,{"$f":"IF(AY108-AX108>0,\"X\",IF(AY108-AX108=0,0,\"✓\"))","v":0},null,{"$f":"F108+J108+N108+R108+V108+Z108+AD108+AH108+AL108+AP108+AT108+AX108","v":0},{"$f":"G108+K108+O108+S108+W108+AA108+AE108+AI108+AM108+AQ108+AU108+AY108","v":0},{"$f":"IF(BC108-BB108>0,\"X\",IF(BC108-BB108=0,0,\"✓\"))","v":0}]
["Personal loan repayments",null,0,"Annual",null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(G109-F109>0,\"X\",IF(G109-F109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(K109-J109>0,\"X\",IF(K109-J109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(O109-N109>0,\"X\",IF(O109-N109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(S109-R109>0,\"X\",IF(S109-R109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(W109-V109>0,\"X\",IF(W109-V109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AA109-Z109>0,\"X\",IF(AA109-Z109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AE109-AD109>0,\"X\",IF(AE109-AD109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AI109-AH109>0,\"X\",IF(AI109-AH109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AM109-AL109>0,\"X\",IF(AM109-AL109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AQ109-AP109>0,\"X\",IF(AQ109-AP109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AU109-AT109>0,\"X\",IF(AU109-AT109=0,0,\"✓\"))","v":0},null,{"$f":"ROUND(IF(D109=\"Annual\",C109/12,IF(D109=\"Monthly\",C109,IF(D109=\"Fortnightly\",C109*26/12,IF(D109=\"Weekly\",C109*52/12,IF(D109=\"Daily\",C109*365/12))))),2)","v":0},0,{"$f":"IF(AY109-AX109>0,\"X\",IF(AY109-AX109=0,0,\"✓\"))","v":0},null,{"$f":"F109+J109+N109+R109+V109+Z109+AD109+AH109+AL109+AP109+AT109+AX109","v":0},{"$f":"G109+K109+O109+S109+W109+AA109+AE109+AI109+AM109+AQ109+AU109+AY109","v":0},{"$f":"IF(BC109-BB109>0,\"X\",IF(BC109-BB109=0,0,\"✓\"))","v":0}]
["Credit card repayments",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Investment loan repayments",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Savings",null,0,"Annual",null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D112=\"Annual\",C112/12,IF(D112=\"Monthly\",C112,IF(D112=\"Fortnightly\",C112*26/12,IF(D112=\"Weekly\",C112*52/12,IF(D112=\"Daily\",C112*365/12))))),2)","v":0},0,0,null,0,0,0]
["Super contributions",null,0,"Annual",null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,{"$f":"ROUND(IF(D113=\"Annual\",C113/12,IF(D113=\"Monthly\",C113,IF(D113=\"Fortnightly\",C113*26/12,IF(D113=\"Weekly\",C113*52/12,IF(D113=\"Daily\",C113*365/12))))),2)","v":0},0,0,null,0,0,0]
["Investments",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 1",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
["Other 2",null,0,"Annual",null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0,null,0,0,0]
[]
["NET CASH FLOW",null,null,null,null,{"$f":"F7-F20","v":0},{"$f":"G7-G20","v":0},null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,null,0,0,null,0,0,0,null,null,{"$f":"BB7-BB20","v":0},{"$f":"BC7-BC20","v":0}]

{"sheet":"Net Assets","index":2,"n_rows":43,"n_cols":14,"rows_kept":43,"cut":false,"hidden":false,"merged":[[0,2,2,2],[0,3,2,3],[0,4,2,4],[0,5,2,5],[0,6,2,6],[0,12,2,12],[0,13,2,13],[0,7,2,7],[0,8,2,8],[0,9,2,9],[0,10,2,10],[0,11,2,11]]}
["NET ASSETS TRACKER",null,"JANUARY","FEBRUARY","MARCH","APRIL","MAY","JUNE","JULY","AUGUST","SETPEMBER","OCTOBER","NOVEMBER","DECEMBER"]
[]
[]
[]
["ASSETS",null,{"$f":"SUM(C6:C22)","v":0},{"$f":"SUM(D6:D22)","v":0},0,0,0,0,0,0,0,0,0,0]
["Principal Residence",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Cash",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Savings",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Term Deposits",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Offset",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Superannuation / Pension 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Superannuation / Pension 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Investment Property 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Investment Property 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Business Interest",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Shares",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Managed Funds",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Investment Bond",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Annuity",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 3",null,0,0,0,0,0,0,0,0,0,0,0,0]
[]
["LIABILITIES",null,{"$f":"SUM(C25:C41)","v":0},{"$f":"SUM(D25:D41)","v":0},0,0,0,0,0,0,0,0,0,0]
["Home Loan 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Home Loan 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Investment Loan 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Investment Loan 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Car Loan 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Car Loan 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Credit Card 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Credit Card 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Credit Card 3",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Buy now pay later",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Personal Loan",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Family Loan",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Tax Debt",null,0,0,0,0,0,0,0,0,0,0,0,0]
["HELP Debt",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 1",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 2",null,0,0,0,0,0,0,0,0,0,0,0,0]
["Other 3",null,0,0,0,0,0,0,0,0,0,0,0,0]
[]
["NET ASSET POSITION",null,{"$f":"C5-C24","v":0},{"$f":"D5-D24","v":0},0,0,0,0,0,0,0,0,0,0]

{"sheet":"Analysis","index":3,"n_rows":70,"n_cols":26,"rows_kept":70,"cut":false,"hidden":false,"merged":[[1,1,1,12],[1,14,1,25],[2,1,2,12],[2,14,2,25],[56,1,56,12],[56,14,56,25],[28,1,28,12],[28,14,28,25],[29,1,29,12],[29,14,29,25],[55,1,55,12],[55,14,55,25]]}
[]
[null,"MONTHLY PLANNED vs ACTUAL EXPENDITURE",null,null,null,null,null,null,null,null,null,null,null,null,"ASSETS vs LIABILITIES"]
[null,"How well did you stick to your budget each month? Are there particular months that were more expensive than others?",null,null,null,null,null,null,null,null,null,null,null,null,"Are your assets greater than your liabilities? Over time, has your assets increased and liabilities reduced?"]
[]
[null,"Jan","Feb ","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec",null,"Jan","Feb ","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec"]
[null,{"$f":"Budget!F20","v":0},{"$f":"Budget!J20","v":0},{"$f":"Budget!N20","v":0},{"$f":"Budget!R20","v":0},{"$f":"Budget!V20","v":0},{"$f":"Budget!Z20","v":0},{"$f":"Budget!AD20","v":0},{"$f":"Budget!AH20","v":0},{"$f":"Budget!AL20","v":0},{"$f":"Budget!AP20","v":0},{"$f":"Budget!AT20","v":0},{"$f":"Budget!AX20","v":0},null,{"$f":"'Net Assets'!C5","v":0},{"$f":"'Net Assets'!D5","v":0},{"$f":"'Net Assets'!E5","v":0},{"$f":"'Net Assets'!F5","v":0},{"$f":"'Net Assets'!G5","v":0},{"$f":"'Net Assets'!H5","v":0},{"$f":"'Net Assets'!I5","v":0},{"$f":"'Net Assets'!J5","v":0},{"$f":"'Net Assets'!K5","v":0},{"$f":"'Net Assets'!L5","v":0},{"$f":"'Net Assets'!M5","v":0},{"$f":"'Net Assets'!N5","v":0}]
[null,{"$f":"Budget!G20","v":0},{"$f":"Budget!K20","v":0},{"$f":"Budget!O20","v":0},{"$f":"Budget!S20","v":0},{"$f":"Budget!W20","v":0},{"$f":"Budget!AA20","v":0},{"$f":"Budget!AE20","v":0},{"$f":"Budget!AI20","v":0},{"$f":"Budget!AM20","v":0},{"$f":"Budget!AQ20","v":0},{"$f":"Budget!AU20","v":0},{"$f":"Budget!AY20","v":0},null,{"$f":"'Net Assets'!C24","v":0},{"$f":"'Net Assets'!D24","v":0},{"$f":"'Net Assets'!E24","v":0},{"$f":"'Net Assets'!F24","v":0},{"$f":"'Net Assets'!G24","v":0},{"$f":"'Net Assets'!H24","v":0},{"$f":"'Net Assets'!I24","v":0},{"$f":"'Net Assets'!J24","v":0},{"$f":"'Net Assets'!K24","v":0},{"$f":"'Net Assets'!L24","v":0},{"$f":"'Net Assets'!M24","v":0},{"$f":"'Net Assets'!N24","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"NET CASH FLOW",null,null,null,null,null,null,null,null,null,null,null,null,"NET ASSETS"]
[null,"Did you earn more than you spent?",null,null,null,null,null,null,null,null,null,null,null,null,"Is your net asset position growing over time?"]
[]
[null,"Jan","Feb","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec",null,"Jan","Feb ","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec"]
[null,{"$f":"Budget!G7","v":0},{"$f":"Budget!K7","v":0},{"$f":"Budget!O7","v":0},{"$f":"Budget!S7","v":0},{"$f":"Budget!W7","v":0},{"$f":"Budget!AA7","v":0},{"$f":"Budget!AE7","v":0},{"$f":"Budget!AI7","v":0},{"$f":"Budget!AM7","v":0},{"$f":"Budget!AQ7","v":0},{"$f":"Budget!AU7","v":0},{"$f":"Budget!AY7","v":0},null,{"$f":"'Net Assets'!C43","v":0},{"$f":"'Net Assets'!D43","v":0},{"$f":"'Net Assets'!E43","v":0},{"$f":"'Net Assets'!F43","v":0},{"$f":"'Net Assets'!G43","v":0},{"$f":"'Net Assets'!H43","v":0},{"$f":"'Net Assets'!I43","v":0},{"$f":"'Net Assets'!J43","v":0},{"$f":"'Net Assets'!K43","v":0},{"$f":"'Net Assets'!L43","v":0},{"$f":"'Net Assets'!M43","v":0},{"$f":"'Net Assets'!N43","v":0}]
[null,{"$f":"Budget!G20","v":0},{"$f":"Budget!K20","v":0},{"$f":"Budget!O20","v":0},{"$f":"Budget!S20","v":0},{"$f":"Budget!W20","v":0},{"$f":"Budget!AA20","v":0},{"$f":"Budget!AE20","v":0},{"$f":"Budget!AI20","v":0},{"$f":"Budget!AM20","v":0},{"$f":"Budget!AQ20","v":0},{"$f":"Budget!AU20","v":0},{"$f":"Budget!AY20","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"EXPENSE BREAKDOWN",null,null,null,null,null,null,null,null,null,null,null,null,"INCOME SOURCES"]
[null,"Where did your money go? Are there areas you can cut back on? Could you cut back on Entertainment & Eat-Out as \nthis is 100% discretionary?",null,null,null,null,null,null,null,null,null,null,null,null,"How are you generating your income? Are you receiving any passive income?"]
[]
[null,null,"Home",{"$f":"Budget!BC22","v":0},{"$f":"IF(D59/$D$66=0,#N/A,D59/$D$66)","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A8","v":"Take-home pay 1"},{"$f":"Budget!BC8","v":0},{"$f":"IF(Q59/$Q$70=0,#N/A,Q59/$Q$70)","v":{"$error":"#DIV/0!"}}]
[null,null,"Daily Living",{"$f":"Budget!BC38","v":0},{"$f":"IF(D60/$D$66=0,#N/A,D60/$D$66)","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A9","v":"Take-home pay 2"},{"$f":"Budget!BC9","v":0},{"$f":"IF(Q60/$Q$70=0,#N/A,Q60/$Q$70)","v":{"$error":"#DIV/0!"}}]
[null,null,"Transportation",{"$f":"Budget!BC46","v":0},{"$error":"#DIV/0!"},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A10","v":"Bonuses & overtime"},{"$f":"Budget!BC10","v":0},{"$error":"#DIV/0!"}]
[null,null,"Enertainment & Eat-Out",{"$f":"Budget!BC59","v":0},{"$error":"#DIV/0!"},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A11","v":"Rental income"},{"$f":"Budget!BC11","v":0},{"$error":"#DIV/0!"}]
[null,null,"Children",{"$f":"Budget!BC78","v":0},{"$error":"#DIV/0!"},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A12","v":"Dividends"},{"$f":"Budget!BC12","v":0},{"$error":"#DIV/0!"}]
[null,null,"Personal & Medical",{"$f":"Budget!BC91","v":0},{"$error":"#DIV/0!"},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A13","v":"Interest"},{"$f":"Budget!BC13","v":0},{"$error":"#DIV/0!"}]
[null,null,"Financial Obligations",{"$f":"Budget!BC107","v":0},{"$error":"#DIV/0!"},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A14","v":"Centrelink benefits"},{"$f":"Budget!BC14","v":0},{"$error":"#DIV/0!"}]
[null,null,null,{"$f":"SUM(D59:D65)","v":0},{"$f":"SUM(E59:E65)","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A15","v":"Family benefit payments"},{"$f":"Budget!BC15","v":0},{"$error":"#DIV/0!"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A16","v":"Child support received"},{"$f":"Budget!BC16","v":0},{"$error":"#DIV/0!"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A17","v":"Other 1"},{"$f":"Budget!BC17","v":0},{"$error":"#DIV/0!"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Budget!A18","v":"Other 2"},{"$f":"Budget!BC18","v":0},{"$error":"#DIV/0!"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Q59:Q69)","v":0},{"$f":"SUM(R59:R69)","v":{"$error":"#DIV/0!"}}]