Guided Investor

Wealth Tracker

A FREE spreadsheet that helps you track your wealth by considering the four key elements; income, expenses, assets and liabilities. 

How it works

The Wealth Tracker is not your typical budgeting spreadsheet. Not only does it allow you to create a budget, and track your actual expenditure to ensure you are meeting your target, but it goes way beyond this. It allows you to also track your income, net cash flow and, most importantly, net assets.

By managing your budget you will create surplus cash flow which can be used to improve your net asset position.  

Net assets are your true measure of wealth!

By improving your net asset position you are creating more investable assets which can be used to generate passive income. Eventually you want to be in a position where the passive income created by your assets is enough to replace your earned income.

The road to financial freedom starts with the basics – income, expenses, assets and liabilities – the Wealth Tracker helps you manage all four of these.

Instructional video

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Ready to download?

Click the button below and your excel spreadsheet will automatically download. You should then save it to a safe place on your desktop.

TIP: To use all the features, be sure to save the Wealth Tracker to your local drive after downloading, and open it from there. Otherwise, Excel will block the macros.


The information in this website is for general information only.

It should not be taken as constituting professional advice from the website owner – Guided Investor as Authorised Representative of Symmetry Group (AFSL 426385)

You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.

Guided Investor is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this document.

The Wealth Tracker

The Wealth Tracker is provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice.

All reasonable care has been taken in preparing and designing the Wealth Tracker; however, Guided Investor provides no warranties and makes no representation that the information provided by the Wealth Tracker is appropriate for your particular circumstances or indicates you should follow a particular course of action.

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