What is Tailored Advice
Tailored Advice is a comprehensive financial plan that is tailored to suit your individual needs. It is your road map to get you from where you are today, to where you want to be financially.
When developing Tailored Advice, strategy comes first. There are many methods to build wealth and the strategy that best suits you needs to take into account your full financial situation. Once the strategy has been optimised, it is then about using the right investments and platforms to implement the strategy.
THE PROCESS
Getting started is easy. Simply click below to complete some preliminary information and book in your FREE one hour Initial Consultation.
Areas of Advice
Investing
Build investments to generate passive income so work becomes a choice and not an obligation.
Destroy Debt
Modern slaves aren't in chains, they are in debt. Destroy your debt to free up cash flow and start building wealth.
Money Mindset
There is a huge emotional and habitual aspect to money and by incorporating that into your financial plan, you're much more likely to succeed.
Cash Flow
Understanding your cash flow is understanding where your money is currently going and making adjustments accordingly.
Life Insurance
Life throws some curve balls so if you have debts and dependants then you need to protect yourself financially.
Super
Super is a great retirement system that unfortunately isn't very well understood. Take control of your super and maximise it's potential.
Small Business Owners
Small business owners tend to put all their time, effort and money into their business. Build a plan that also grows your personal assets in congruity with your business.
Retirement Planning
Retire on your own terms with enough passive income from investments to replace your earned income.
Tax Planning
Tax is a necessary evil but with the right tax planning you can reduce your tax liability and use the money to build your own wealth.
Property
Property is a great asset class that has many unique characteristics. At a minimum you should own the roof over your head.
Ethical Investing
Ethical investing is about avoiding socially and environmentally irresponsible companies and focusing on good.
Estate Planning
Don't leave your loved ones with a financial burden on their hands. Put in place a sound estate plan for when you're gone.
The process
Getting Tailored Financial Advice is a five step process:
- Complete our online questionnaire to tell us more about yourself and your financial situation.
- Book in your complimentary Initial Consultation where will discuss your situation and our advice offering.
- Post our meeting, we will provide you a written Quote for Advice which will outline the scope of advice and a fixed cost to develop your Financial Plan.
- If you would like to proceed with formal advice, we will gather any remaining information relevant to your financial situation.
- Once the advice is ready, we will present it to you. This is your financial roadmap.
Financial Modelling
We have tools to model your financial position. This allows us to compare different strategies to understand the impact they may on your cash flow and net asset position over time.
By modelling your situation we can put together a Financial Plan which is projected to best achieve your financial goals and quantify the impact of our advice.
Who is Suited
If you need a hand deciding whether or not Tailored Financial Advice is suitable for you then consider the following…
- Are you at a cross roads with your finances and not sure which path to take.
- Do you want to do more with your money but not sure how.
- Are you time poor and don't have the capacity to effectively manage the finances yourself.
- Do you have a burning desire to achieve financial independence
Who is Not Suited
Tailored Financial Advice is not for everyone…
- We tell it how it is. For the process to work you need to accept constructive criticism.
- Improving your financial position is about changing your habits. You must be willing to change.
- We get paid by charging you a fee. If you're not willing to pay a fee for advice, check out our YouTube channel where we put out general information for free.
For more general advice on investing, check out the free resources at MoneySmart.
Does Location Matter?
No, we work with clients across Australia remotely through the use of integrated technology.
Do you offer ongoing advice?
Yes, where appropriate we may offer ongoing advice.
Under this arrangement we will assist you to update your Financial Plan as and when your situation changes. We will also assist you to manage your investments inline with our Investment Philosophy.
What about cost?
We operate on a fee for service basis.
The upfront cost to prepare and present a formal advice strategy, tailored to your needs, starts at $2,200 inclusive of GST. It may increase from there due to complexity and scope of the advice.
ready to go?
If you think tailored advice is right for you and you’re ready to take that next step, click below to get started.
Still have Questions?
Finding the right person to help with your finances is a big decision. If you do have any questions fill in the form below and we will get back to you shortly.
