Tailored Advice
Tailored Advice is a comprehensive financial plan, custom made to suit your individual needs. It is your strategic road map to get you from where you are today, to financial independence.
Your journey to financial freedom
A clear, collaborative process designed around you.
WHAT HAPPENS NEXT?
Ongoing Service
We implement and monitor your plan together.
Implement Yourself
You implement the strategy on your own.
Financial Modelling to optimise your strategy
Get clear on the numbers that will get you from where you are now to financial independence — without unnecessary risk or complexity.
Portfolio methodology
We take an evidence-based approach to investing. Rather than chasing predictions or hot stocks, our portfolios are built on academic research into what drives long-term returns — broad diversification, low costs and discipline.
Using a Core + Satellite approach, the asset allocation is tailored to your timeframe and risk tolerance, providing a portfolio you’re comfortable holding, in good markets and bad.
Explore the mix
Hover or tap a segment to see the role each asset class plays. Switch profiles to watch the balance shift between growth and defensive assets.
Risk Mitigation
Financial plans are built around optimising your situation – but what happens when things don’t go to plan? That’s where personal insurances come in!
Explore the cover types
Tap a segment of the wheel to see what each type of cover does.
Tap a segment
Explore the four types of cover that can protect you and your family.
Strategy First
Strategy always comes first. It's your financial roadmap — the steps on your path to financial independence, and the single biggest driver of achieving your goals.
We use financial modelling to build and compare strategies, testing the impact each has on your cash flow and net assets over time — so your plan is built on evidence, not guesswork.
The Tools That Implement It
Products and investments come second — the tools we use to put your strategy into action. We recommend what genuinely suits your needs and goals, with investments built around our evidence-based portfolio methodology.
Frequently Asked Questions
Working with us
If you need a hand deciding whether or not Tailored Financial Advice is suitable for you then consider the following…
- Are you at a crossroad with your finances and not sure which path to take.
- Do you want to do more with your money but not sure how.
- Are you time poor and don’t have time to effectively manage the finances yourself.
- Do you have a burning desire to achieve financial independence
Tailored Financial Advice is not for everyone…
- We tell it how it is. For the process to work, you need to accept constructive criticism.
- Improving your financial position often involves changing your habits. You must be willing to change.
- We get paid by charging you a fee. If you’re not willing to pay a fee for advice, check out our free resources including our YouTube channel, Financial Calculators and Strategy Library.
No, we work with clients across Australia remotely through the use of integrated technology.
Yes, where appropriate we may offer ongoing advice.
Under this arrangement we will assist you to update your Financial Plan as and when your situation changes. We will also assist you to manage your investments inline with our Investment Philosophy.
The cost of the Initial Consultation is $220. This is payable upon booking and will be credited towards your fee if you decide to proceed with formal advice.
The cost to prepare and present your formal advice strategy, depends on the complexity and scope of the advice. This typically ranges between $4,000 and $6,000.
Post the consultation, you will be provided with a Quote for Advice which outlines a fixed fee to prepare your financial strategy.
Yes, in many cases, a portion of the financial advice fee you pay may be tax-deductible under current ATO guidance (TD 2024/7).
As part of your Quote for Advice, we’ll provide a deductibility guide that breaks down the scope of advice and estimates the deductible portion using a strategy-based apportionment method, consistent with the Financial Advice Association of Australia (FAAA) framework.
Your eligibility to claim a deduction will ultimately depend on your personal circumstances, and we recommend confirming this with your accountant at tax time.
We value our time and yours. Charging a fee ensures the meeting is productive and attracts people who are serious about getting the right advice.
A holistic financial plan.
From investments and super to tax, debt and retirement, we bring the different parts of your financial life together into one strategy.
See what others are saying
We can tell you all day long about how good we are but it doesn’t hold much weight. Instead, hear from others who we have worked with.
