Financial Advice. Financial Independence.
Money that works,
so you don't have to.
Financial advice designed to help you build enough wealth to work because you want to, not because you have to.
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Money that works,
Financial Independence
Work by choice, not obligation.
Financial independence isn’t about retiring early. It’s about having enough wealth to give you the freedom to live life on your terms.
Your whole financial life, working together.
From investments and super to tax, debt and retirement, we bring the different parts of your financial life together into one strategy.
Four Phases of Wealth
Our Four Phases of Wealth is the framework we use to help you build, grow and protect your wealth.
Each Tailored Financial Plan is built around this journey.
01
Financial
Foundation
Create a strong base for security and wealth creation.
- Cash flow & budgeting
- Emergency fund
- Debt management
- Personal insurances
- Estate planning
WATCH VIDEO
02
Leverage
Foundation
Implement wealth creation strategies to get your money working.
- Investing & portfolio construction
- Tax minimisation
- Asset structuring
- Calculated risk taking
- Debt recycling
WATCH VIDEO
03
Transition
Reduce risk and prepare to live off your assets.
- De-risking your portfolio
- Capital preservation
- Income planning
- Pension creation
- Transition planning
WATCH VIDEO
04
Financial
Independence
Enjoy the freedom that comes with financial independence.
- Sustainable income strategies
- Lifestyle focus
- Next generation planning
- Estate planning
- Passive income
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Get a Tailored Financial Plan built around the Four Phases of Wealth
FINANCIAL CALCULATORS
Our free financial calculators are handy tools to use on your journey to financial independence.
Investment Property Projection
Model the purchase of an investment property on cash flow, net asset position, tax and more.
Financial Independence Calculator
Calculate the amount of investable assets you need to achieve financial independence.
Loan Repayment Calculator
Calculate your minimum repayment and the benefit of your additional repayments.
STRATEGY LIBRARY
Immerse yourself in wealth creation strategies specifically designed to help Australian’s achieve financial independence.
Property First Home Super Saver Scheme Explained
The FHSS scheme takes advantage of the tax benefits of superannuation to help you save a deposit more effectively.
Retirement Planning Contribution Splitting Explained
Contribution splitting allows individuals to transfer up to 85% of their concessional (before-tax) super contributions to their spouse’s super account.
Superannuation Salary Sacrifice to Superannuation Explained
Salary sacrifice to super can be a great strategy to help minimise tax and build your retirement nest egg.
meet brad
Hi I’m Brad, founder of the Guided Investor. I started in the financial advice industry in 2007, with a passion for helping Australian’s achieve financial independence.
Guided Investor isn’t your typical financial planning practice. We take pride in the education and resources we offer all Australian’s to empower them on their journey to financial independence.
Brad Buters
Managing Director | Financial Adviser
Hi I’m Brad, founder of the Guided Investor. I started in the financial advice industry in 2007, with a passion for helping Australian’s achieve financial independence.
Guided Investor isn’t your typical financial planning practice. We take pride in the education and resources we offer all Australian’s to empower them on their journey to financial independence.
Strategy Library
Calculators
Debt
Investing
Investing
Tax
Retirement
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We are proud of the work we do and are eternally grateful for those clients that take the time to share their experience of working with us.
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