Income tax calculator
Our Income Tax Calculator will estimate how much income tax is paid on your income. Jump to calculator.
Gross Income
Your gross income is your pre-tax income. By inputting your income as the gross amount, the Income Tax Calculator will estimate your tax payable and net income amount.
Net Income
Your net income is your post-tax income (how much you take home after PAYG instalments have been deducted). By inputting your income as the net amount, the Income Tax Calculator will estimate your tax payable and gross income amount.
Marginal Tax Rates 2026/27 FY
The table below outlines the marginal tax rates for Australian residents in the current 2026/27 financial year.
| Taxable Income | Tax on Income |
|---|---|
| 0 - $18,200 | Nil |
| $18,201 - $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 plus 45c for each $1 over $190,000 |
The above rates do not include the Medicare levy of 2%.
Input your details
Take-home pay
Where your income goes
Every dollar you earn, split between you and the tax office.
At tax time
Your employer withholds tax on your salary as you go. Everything else is settled when you lodge.
The full picture
The same figures across every pay cycle.
| Annual | Monthly | Fortnightly | Weekly |
|---|

Savings Calculator
Calculate your savings trajectory based on your starting balance, regular contributions and interest rate.

Loan Repayment Calculator
Calculate your minimum repayment and the benefit of your additional repayments.

Financial Independence Calculator
Calculate the asset base required to achieve your financial independence target.













