First Home Super Saver Scheme Explained
The FHSS scheme takes advantage of the tax benefits of superannuation to help you save a deposit more effectively.
July 1, 2026
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This blog contains information to help you grow your financial knowledge and develop a financial plan.
Disclaimer
The information in this website is for general information only.
It should not be taken as constituting professional advice from the website owner – Guided Investor as Authorised Representative of Symmetry Group (AFSL 426385)
You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.
Guided Investor is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this document.
Contribution Splitting Explained
Contribution splitting allows individuals to transfer up to 85% of their concessional (before-tax) super contributions to their spouse’s super account.
July 1, 2026
Salary Sacrifice to Superannuation Explained
Salary sacrifice to super can be a great strategy to help minimise tax and build your retirement nest egg.
July 1, 2026
Transfer Balance Cap Explained
The transfer balance cap is the maximum amount that can be transitioned from the accumulation phase to retirement phase.
July 1, 2026
Understanding the Super Co-Contribution
For every dollar you contribute to your super (up to $1,000), the government will contribute 50 cents, up to a maximum super co-contribution of $500.
July 1, 2026
Spouse Contribution to Superannuation Explained
A spouse contribution involves making a voluntary contribution to your spouse’s superannuation account in return for a tax offset.
July 1, 2026
Downsizer contribution explained
The downsizer contribution allows eligible people to contribute up to $300,000 from the sale of their home into superannuation.
July 1, 2026
Family trusts explained
A family trust can be an effective structure to house assets or run a business, particularly from a tax planning, asset protection and estate planning perspective. However, family trusts are not suitable for everyone. They introduce additional cost, complexity and ongoing compliance, and they tend to work best where there is a clear long-term strategy
July 1, 2026
July 1, 2026
