Account-Based Pensions explained
An account-based pension is the retirement phase of super. It is a pension account that holds assets to produce income for your retirement.
July 2, 2025
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Disclaimer
The information in this website is for general information only.
It should not be taken as constituting professional advice from the website owner – Guided Investor as Authorised Representative of Symmetry Group (AFSL 426385)
You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.
Guided Investor is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this document.
Non-Concessional Contributions Explained
A non-concessional contribution is an after-tax contribution to superannuation, allowing you to get large amounts of money into super.
July 2, 2025
Downsizer contribution explained
The downsizer contribution allows eligible people to contribute up to $300,000 from the sale of their home into superannuation.
July 2, 2025
Understanding Personal Deductible Contributions
When investing for the long term, it is hard to look past the benefits of personal deductible contributions to superannuation. These voluntary super contributions allow you to reduce your personal income tax while building your retirement savings inside a low-tax environment. In this guide, we’ll explain how personal deductible contributions work, who can benefit, and
July 1, 2025
Spouse Contribution to Superannuation Explained
A spouse contribution involves making a voluntary contribution to your spouse’s superannuation account in return for a tax offset.
July 1, 2025
Understanding the Super Co-Contribution
For every dollar you contribute to your super (up to $1,000), the government will contribute 50 cents, up to a maximum super co-contribution of $500.
July 1, 2025
Carry-Forward Concessional Contributions Explained
Carry-forward concessional contributions utilise unused cap limits from previous financial years, subject to eligibility criteria.
July 1, 2025
Transfer Balance Cap Explained
The transfer balance cap is the maximum amount that can be transitioned from the accumulation phase to retirement phase.
July 1, 2025
Salary Sacrifice to Superannuation Explained
Salary sacrifice to super can be a great strategy to help minimise tax and build your retirement nest egg.
June 30, 2025
