Emergency Fund Explained
An emergency fund is your first line of defence against unexpected expenses—and a powerful tool for short-term financial freedom.
September 9, 2025
LEARN. Grow. Develop.
This blog contains information to help you grow your financial knowledge and develop a financial plan.
Disclaimer
The information in this website is for general information only.
It should not be taken as constituting professional advice from the website owner – Guided Investor as Authorised Representative of Symmetry Group (AFSL 426385)
You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.
Guided Investor is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this document.
Guide to Establishing a Self-Managed Super Fund (SMSF)
Thinking about setting up an SMSF? This guide covers what’s involved, who it suits, and how to set one up.
July 29, 2025
Division 293 Tax Explained
If you’ve ever received an unexpected tax bill from the ATO and had no idea where it came from, chances are you’ve just met Division 293 tax. It’s a rule that catches many higher-income earners off guard—mainly because it’s not something your employer considers in your PAYG withholding, and it usually doesn’t appear on your
July 24, 2025
July 21, 2025
Account-Based Pensions explained
An account-based pension is the retirement phase of super. It is a pension account that holds assets to produce income for your retirement.
July 2, 2025
Non-Concessional Contributions Explained
A non-concessional contribution is an after-tax contribution to superannuation, allowing you to get large amounts of money into super.
July 2, 2025
Downsizer contribution explained
The downsizer contribution allows eligible people to contribute up to $300,000 from the sale of their home into superannuation.
July 2, 2025
Understanding Personal Deductible Contributions
When investing for the long term, it is hard to look past the benefits of personal deductible contributions to superannuation. These voluntary super contributions allow you to reduce your personal income tax while building your retirement savings inside a low-tax environment. In this guide, we’ll explain how personal deductible contributions work, who can benefit, and
July 1, 2025
Spouse Contribution to Superannuation Explained
A spouse contribution involves making a voluntary contribution to your spouse’s superannuation account in return for a tax offset.
July 1, 2025
