Insurance needs analysis
Our Insurance Needs Analysis calculator helps you determine how much you cover you need for Life, TPD, Trauma and Income Protection. Jump to calculator.
Life
Life cover, also known as Death cover, provides a lump sum benefit to your nominated beneficiary if you were to pass away. Learn more.
Total and Permanent Disability (TPD)
Total and permanent disability (TPD) cover provides a lump sum benefit if you were to become permanently disabled, preventing you from ever working again. Learn more.
Trauma
Trauma, also known as Critical Illness, provides a lump sum benefit if you were to suffer a severe medical condition. Payment is made upon diagnosis of a specified medical event. Learn more.
Income Protection
Income Protection provides a monthly benefit if you are unable to work due to accident, illness or injury. Payment will commence post the waiting period, and continue until the earlier of, you return back to work or reach your benefit period. Learn more.
Input your details
Your result
The cover you would need to take out, once everything already there is counted.
Where the number comes from
Everything you have ticked, added up, then less the money already there.
| Life | TPD | Trauma |
|---|
Required against what you have
The shaded bar is what you would need; the darker bar is what is already there.
Brad Buters
Managing Director | Financial Adviser
Helping Australians achieve financial independence.
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