Tailored Advice
Tailored Advice is a comprehensive financial plan, custom made to suit your individual needs. It is your strategic road map to get you from where you are today, to financial independence.
STEP 1
Initial Consult
Complete a brief questionnaire to outline your financial goals and circumstances. Following this, schedule your Initial Consultation where we’ll explore your objectives and unique situation in detail.
STEP 2
Quote for Advice
Receive a written quote detailing the scope and cost of creating your tailored Financial Plan, ensuring complete transparency.
STEP 3
Financial Plan
Your personalised Financial Plan will be developed as a roadmap to financial independence. Once it’s ready, we’ll present it to you and thoroughly discuss the strategies and recommendations.
STEP 4
Implementation
Once you have had time to consider the advice in detail, and all questions have been answered, it is time to implement the proposed strategies. Ongoing advice may be offered, or it may be a self-directed journey.
THE PROCESS
Your roadmap to financial independence starts here.
Areas of Advice
Investing
Build investments to generate passive income so work becomes a choice and not an obligation.
Destroy Debt
Modern slaves aren't in chains, they're in debt! Destroy your debt to free up cash flow and start building wealth.
Money Mindset
There is a huge emotional and habitual aspect to money and by incorporating that into your financial plan, you're much more likely to succeed.
Cash Flow
Understanding your cash flow is understanding where your money is currently going and making adjustments accordingly.
Life Insurance
Life throws some curve balls so if you have debts and dependants then you need to protect yourself financially.
Super
Super is a great retirement system that unfortunately isn't very well understood. Take control of your super and maximise it's potential.
Small Business Owners
Small business owners tend to put all their time, effort and money into their business. Build a plan that also grows your personal assets in congruity with your business.
Retirement Planning
Retire on your own terms with enough passive income from investments to replace your earned income.
Tax Planning
Tax is a necessary evil but with the right tax planning you can reduce your tax liability and use the money to build your own wealth.
Property
Property is a great asset class that has many unique characteristics. At a minimum you should own the roof over your head.
Ethical Investing
Ethical investing is about avoiding socially and environmentally irresponsible companies and focusing on good.
Estate Planning
Don't leave your loved ones with a financial burden on their hands. Put in place a sound estate plan for when you're gone.
Education Funding
Secure your child's future with a tailored education funding strategy. We help you plan and invest effectively to cover school or university costs.
Wealth Transfer
Ensure your legacy is preserved with a strategic wealth transfer plan. We help you efficiently pass on your assets to the next generation.
Asset Structuring
Optimise the ownership and management of your assets with a strategic approach to asset structuring. Minimise tax, protect your assets and plan for the future.
Emergency Planning
We all hope for the best, but it's essential to prepare for the unexpected. A well-structured emergency plan provides financial security and peace of mind.
Financial Modelling to optimise your strategy
Get clear on the numbers that will get you from where you are now to financial independence—without unnecessary risk or complexity.
Frequently Asked Questions
When putting together a financial plan, STRATEGY ALWAYS COMES FIRST!
Your strategy is your financial roadmap – the steps you will take on your path to financial independence. This will be the biggest driver behind achieving your financial goals.
Once you have your strategy in place, you then need the right tools to implement the strategy. The tools are the financial products and investments you adopt.
As licensed advisers, we will recommend the products and investments which we believe best suit your needs. Importantly, we are not aligned with any specific product providers, removing any potential product bias.
We have tools to model your financial position. This allows us to compare different strategies to understand the impact they may on your cash flow and net asset position over time.
By modelling your situation we can put together a Financial Plan which is projected to best achieve your financial goals and quantify the impact of our advice.
If you need a hand deciding whether or not Tailored Financial Advice is suitable for you then consider the following…
- Are you at a crossroad with your finances and not sure which path to take.
- Do you want to do more with your money but not sure how.
- Are you time poor and don’t have time to effectively manage the finances yourself.
- Do you have a burning desire to achieve financial independence
Tailored Financial Advice is not for everyone…
- We tell it how it is. For the process to work, you need to accept constructive criticism.
- Improving your financial position often involves changing your habits. You must be willing to change.
- We get paid by charging you a fee. If you’re not willing to pay a fee for advice, check out our free resources including our YouTube channel, Financial Calculators and Strategy Library.
No, we work with clients across Australia remotely through the use of integrated technology.
Yes, where appropriate we may offer ongoing advice.
Under this arrangement we will assist you to update your Financial Plan as and when your situation changes. We will also assist you to manage your investments inline with our Investment Philosophy.
The cost of the Initial Consultation is $175. This is payable upon booking and will be credited towards your fee if you decide to proceed with formal advice.
The cost to prepare and present your formal advice strategy, depends on the complexity and scope of the advice. This typically ranges between $3,000 and $6,000.
Post the consultation, you will be provided with a Quote for Advice which outlines a fixed fee to prepare your financial strategy.
Yes, in many cases, a portion of the financial advice fee you pay may be tax-deductible under current ATO guidance (TD 2024/7).
As part of your Quote for Advice, we’ll provide a deductibility guide that breaks down the scope of advice and estimates the deductible portion using a strategy-based apportionment method, consistent with the Financial Advice Association of Australia (FAAA) framework.
Your eligibility to claim a deduction will ultimately depend on your personal circumstances, and we recommend confirming this with your accountant at tax time.
We value our time and yours. Charging a fee ensures the meeting is productive and attracts people who are serious about getting the right advice.
See what others are saying
We can tell you all day long about how good we are but it doesn’t hold much weight. Instead, hear from others who we have worked with.
ready to go?
If you think tailored advice is right for you and you’re ready to take that next step, click below to get started.
Still have Questions?
Finding the right person to help with your finances is a big decision. If you do have any questions fill in the form below and we will get back to you shortly.
